Chase Sapphire Reserve Review: The Must-Know Benefits of This Popular Travel Credit Card

Next up is lounge access through the Priority Pass program, which has more than 1,300 global airport lounges and restaurants in its portfolio. You can bring two guests with you on each visit, which means three people can enjoy pre-flight amenities like fast Wi-Fi, free drinks and snacks, and a more convenient place to relax thanks to the card. The equivalent annual membership to Priority Pass costs more than $400, which means those first two benefits alone more than cover the annual fee.

I’m a lounge regular and love to visit as many as possible, especially at airports that offer access to a restaurant in the terminal where you get a cash credit to spend when you swipe this card. Just remember that to gain access to a lounge, you must have the Priority Pass app or Priority Pass card handy.

Card benefits and perks

While the perks above are my favorites (and many would argue that they are the most valuable), there are more. Card comes with TSA PreCheck or Global Entry credit; Apply for these services with the card and get a $100 discount later. There are also a variety of travel protection offers, such as Plus, baggage insurance reimburses you for significantly delayed or lost checked bags. A recent flight cancellation in Munich left me stuck for the night and I was able to use the card to pay for an airport hotel and meals. When I returned home, I submitted an application and was refunded the money I spent.

There are also additional perks such as room credits and upgrades, complimentary breakfast and food and beverage credits when you book at select hotels, including participating SBE hotels (including Mondrian and Delano properties), The Luxury Hotel & Resort Collection and Relais & Chateaux properties.

This is one of my go-to cards when traveling abroad as there are no foreign transaction fees. It’s also my favorite for ridesharing as it offers 10x points per dollar spent with Lyft.

Current welcome offer

At the time of publication, new cardholders can earn 60,000 bonus points after spending $4,000 in the first three months of account opening, which is worth $900 on travel when redeemed through Chase Ultimate Rewards.

How to earn points

This card puts your points potential in the fast lane with 3x Chase Ultimate Rewards points per dollar spent on travel purchases, including hotels, airline tickets, ground transportation like rideshare, cruises, and even Airbnb properties. Even if you don’t travel often, you still have to eat, right? The card includes three points for every dollar spent on restaurants and delivery services.

I strive to use this card whenever I spend on travel or food, and I’ve even written “3x” on the back of the card to remind you that it offers bonus points for those categories. Everything else earns you one point per dollar spent.

When you book flights through Chase’s travel portal, earnings skyrocket to five points per dollar spent. From there, earnings accelerate with 10 points per dollar spent on hotels, rental cars and Chase Dining when booking directly through the Chase website. Note, however, that if you have Elite status with certain hotel programs, you are not eligible for these perks when booking through Chase, as it qualifies as a travel agent.